Ashford Insurance


Ashford Insurance is an Independent Marketing Organization working with United HealthCare Medicare Solutions.

 Many desktop publishing packages and web page editors now use Lorem Ipsum as their default model text, and a search for ‘lorem ipsum’ will uncover many web sites still in their infancy. 


Addison Medicare Plans



Medicare Insurance Made Easy

Addison Medicare Plans

Welcome to Addison Medicare Plans! Here, you’ll find a comprehensive guide to navigate Medicare options and choose the plan that best fits your needs.

What is Medicare?

  • Federal Health Insurance: Medicare is a health insurance program designed for people 65 and older, certain younger individuals with disabilities, and those with End-Stage Renal Disease (permanent kidney failure).
  • Covered Services: It helps pay for a wide range of medical services, including:
    • Hospital stays
    • Doctor visits
    • Preventive care
    • Skilled nursing care
    • Home healthcare
    • Hospice care

Medicare Eligibility:

You qualify for Medicare if you meet one or more of the following criteria:

  • Age: 65 years or older
  • Citizenship: U.S. citizen or permanent resident living in the U.S.
  • Disability: Receiving Social Security disability benefits for at least 24 months
  • Medical Conditions: End-Stage Renal Disease or Amyotrophic Lateral Sclerosis (ALS)

Understanding Medicare Costs:

  • Part A (Hospital Insurance): Generally has no premium for most people who qualify.
  • Part B (Medical Insurance): Typically requires a monthly premium.
  • Part D (Prescription Drug Coverage): Optional with a separate premium depending on the plan chosen.

Medicare Gaps and Why You Might Need Additional Insurance:

While Medicare is a valuable program, it doesn’t cover everything:

  • Out-of-pocket costs: Deductibles, coinsurance, and copays can add up.
  • Non-covered services: Dental, vision, hearing care are not typically included.

Benefits of Medicare Supplement Insurance:

  • Fills Coverage Gaps: Helps pay for deductibles, coinsurance, and copays that traditional Medicare doesn’t cover.
  • Financial Protection: Provides peace of mind by reducing out-of-pocket expenses in case of illness or injury.

Types of Medicare Supplement Insurance:

There are various Medicare Supplement plans (Medigap) with different coverage levels. We’ll help you understand the options and choose the one that best suits your needs.

Additional Resources:

  • Ashford Insurance Expertise: Our team of experts can help you navigate the complexities of Medicare and find the right plan for you.
  • Medicare.gov: Official government website for all things Medicare: https://www.medicare.gov/

Call to Action:

Get started on your journey to a secure future! Contact Ashford Insurance today for a free consultation and explore the Addison Medicare Plans that empower your health!