Addison Medicare Plans

Addison Medicare Plans

Welcome to Addison Medicare Plans! Here, you’ll find a comprehensive guide to navigate Medicare options and choose the plan that best fits your needs.

What is Medicare?

• Federal Health Insurance: Medicare is a health insurance program designed for people 65 and older, certain younger individuals with disabilities, and those with End-Stage Renal Disease (permanent kidney failure).
• Covered Services: It helps pay for a wide range of medical services, including:
  • Hospital stays
  • Doctor visits
  • Preventive care
  • Skilled nursing care
  • Home healthcare
  • Hospice care

Medicare Eligibility:

You qualify for Medicare if you meet one or more of the following criteria:

• Age: 65 years or older
• Citizenship: U.S. citizen or permanent resident living in the U.S.
• Disability: Receiving Social Security disability benefits for at least 24 months
• Medical Conditions: End-Stage Renal Disease or Amyotrophic Lateral Sclerosis (ALS)

Understanding Medicare Costs:

• Part A (Hospital Insurance): Generally has no premium for most people who qualify.
• Part B (Medical Insurance): Typically requires a monthly premium.
• Part D (Prescription Drug Coverage): Optional with a separate premium depending on the plan chosen.

Medicare Gaps and Why You Might Need Additional Insurance:

While Medicare is a valuable program, it doesn’t cover everything:

• Out-of-pocket costs: Deductibles, coinsurance, and copays can add up.
• Non-covered services: Dental, vision, hearing care are not typically included.

Benefits of Medicare Supplement Insurance:

• Fills Coverage Gaps: Helps pay for deductibles, coinsurance, and copays that traditional Medicare doesn’t cover.
• Financial Protection: Provides peace of mind by reducing out-of-pocket expenses in case of illness or injury.

Types of Medicare Supplement Insurance:

There are various Medicare Supplement plans (Medigap) with different coverage levels. We’ll help you understand the options and choose the one that best suits your needs.

Additional Resources:

• Ashford Insurance Expertise: Our team of experts can help you navigate the complexities of Medicare and find the right plan for you.
• Medicare.gov: Official government website for all things Medicare: https://www.medicare.gov/

Call to Action:

Get started on your journey to a secure future! Contact Ashford Insurance today for a free consultation and explore the Addison Medicare Plans that empower your health!