We know that Medicare and the various options can be confusing. Our team of licensed insurance agents are passionate about guiding you along the way, whether you’re looking to compare quotes, ready to speak to an agent, or simply wanting to learn more about your options and which plan is right for you.

Original Frisco Medicare

Medicare is the health insurance program, managed by the Federal Government, that covers 62.8 million Americans. It covers medical services such as hospital stays, surgeries, or visits to your doctor. Coverage sorts into four basic parts.

Part A: Hospital Insurance

Medicare Part A benefits help cover the cost of hospital or skilled nursing facility stays. Medicare Advantage plans and Medigap supplement plans require members to have Part A.

Part B: Medical Insurance

In essence, Medicare Part B benefits cover two types of medical services — preventive services, which detect and prevent potentially severe diseases from advancing, and medically necessary services, which treat diagnosed diseases or conditions. Additionally, Part B covers durable medical equipment, such as a wheelchair or walker. Generally, Part B costs an additional premium per month. However, those who qualify for Medicaid benefits may have their Part B premium partially or fully covered.

Part C: Medicare Advantage

Together, Medicare Parts A and B comprise Original Medicare. With that said, getting the other parts of Medicare requires Original Medicare. Also known as Medicare Advantage, these plans offer networks of doctors, hospitals, and other providers locally and nationally. What’s more, Medicare Advantage plans can offer low or even zero cost premium options, and many include Medicare prescription drug benefits all-in-one.

Part D: Prescription Drugs

Lastly, Medicare Part D covers prescription drugs. Overall, Part D plans reduce the price of medications prescribed by your doctor that you would then pick up at your local pharmacy. 

At no cost, we can help you find the plan to suit both your medical needs and your personal preferences.