Hunt County Texas Medicare Insurance

Are You Eligible for Medicare?

In general, you qualify for Medicare if you or your spouse have worked for at least 10 years in Medicare-covered employment, and you are 65 years old and a citizen or permanent resident of the United States.

If you are not yet 65, there are other ways you may be eligible for Medicare coverage. If you have a disability or suffer from End-Stage Renal Disease (permanent kidney failure requiring dialysis or transplant), you may also qualify.

Here are some straightforward guidelines to help you understand your eligibility for Part A:

1. At age 65, you can receive Part A benefits without paying premiums if:
– You already receive retirement benefits from Social Security or the Railroad Retirement Board.
– You are eligible to receive Social Security or Railroad benefits but have not applied for them yet.
– You or your spouse had Medicare-covered government employment.

2. If you are under 65, you can get Part A without paying premiums if:
– You have received Social Security or Railroad Retirement Board disability benefits for 24 months.
– You are a kidney dialysis or kidney transplant patient.

While you don’t have to pay a premium for Part A if you meet any of these conditions, please note that you must pay for Part B if you choose to enroll in it. The premium will be deducted from your Social Security, Railroad Retirement, or Civil Service Retirement check. If you do not receive any of these payments, Medicare will send you a bill for your Part B premium every 3 months.