Medicare Supplements 2025

Are you turning 65 soon? If so, you may be eligible for Medicare. Medicare is a federal health insurance program for people age 65 and older, people with disabilities, and people with End-Stage Renal Disease (ESRD).

Medicare has two parts: Part A and Part B. Part A covers hospital stays, skilled nursing care, and home health care. Part B covers doctor visits, preventive care, and other medical services.

Medicare Supplement Insurance (Medigap) is private health insurance that can help pay for some of the costs that Original Medicare doesn’t cover, such as copayments, deductibles, and coinsurance.

There are 10 standardized Medigap plans available, each with different benefits and costs. The best plan for you will depend on your individual needs and budget.

You can buy a Medigap policy during your Medigap Open Enrollment Period, which is a six-month period that starts the month you turn 65 and are enrolled in Medicare Part B. After your Medigap Open Enrollment Period, you may still be able to buy a Medigap policy, but it may be more expensive.

If you are unsure which Medigap plan is right for you, Ashford Insurance can help. We offer a variety of Medigap plans from top carriers, and we can help you compare plans and find the best one for your needs.

Here are some of the benefits of Medigap:

• Can help pay for copayments, deductibles, and coinsurance
• Can help pay for health care if you travel
• Can help protect your assets in case of a long-term illness
• Can provide peace of mind knowing that you have coverage for unexpected medical expenses

If you are turning 65 soon, or if you are already enrolled in Medicare, be sure to consider Medigap insurance. It can help you protect your health and your finances.

Contact Ashford Insurance today to learn more about Medigap insurance and to get a quote for a plan that fits your needs.