The Texas Medicare Insurance Agents

How Can a Medicare Insurance Broker or Agent Help You?

Medicare insurance agents and brokers are truly knowledgeable about Medicare plans. Every year they must complete training and pass a test on their grasp of Medicare and its health and prescription drug plans.

Here are the main ways Ashford Insurance Medicare insurance agents can help you:

Buying health coverage can be expensive. For this reason, you want to make sure that you end up with a plan (or combination of plans) that suits your needs the most. But Medicare plans, their benefits, rules, and exceptions can be quite overwhelming to navigate on one’s own.

Evaluate Your Current Coverage

Medicare insurance agents and brokers can help you review your current coverage to see if it still meets your needs. If it doesn’t, they can present you with options to choose from and help you change plans.

Save You Time and Effort

An advantage of using an experienced Medicare insurance agent or broker is that you can maximize efficiency on your search and still get great value. Without assistance from an agent or broker, if you want to have a variety of options to evaluate, you have to interface with different insurers—a process that can be time-consuming.

Assist With Medical Underwriting

If you try to purchase a Medigap plan outside of your open enrollment period, the insurance company doesn’t have to offer you the same premium offered during your open enrollment premium. Instead, they can decide to go through the process of medical underwriting.

An underwriter will assess your current state of health and use that to determine the plan’s premium. The insurance company may also choose not to enroll you in the plan at all because of underlying health conditions (if any).

A Medicare insurance agent or broker is well-positioned to help you determine if you’ll meet the underwriting requirements for the particular plans you’re considering.

The Texas Medicare Insurance Agents

Meet the Ashford Insurance Licensed Medicare Insurance Professionals

Sonia, “The Medicare Insurance Lady”, has been helping folks eligible for Medicare in Texas with their Medicare Insurance now since 2005. Sonia is also licensed in Oklahoma.

Sarah began working in the Texas healthcare industry in 2001, where she worked for many years with elderly Alzheimer’s and Dementia patients.

Shanelle Reyes has been a Texas licensed insurance agent since 2008. Her specialty for several years was selling life insurance where she enjoyed helping families plan for their future.

Upon completing a tour in the US Air Force (1966-1970) and a career in the Railroad Industry as a Switchman, Brakeman, Conductor, Fireman, and Locomotive Engineer (1971-2006) I felt the desire to follow in my father’s footsteps and enter the Texas Medicare insurance industry.

Starting my professional life as a secondary teacher offered me the opportunity and experience to develop a knack for explaining things so others can understand. It is one thing to know the information but to be able to clearly relay it is quite another!

Originally licensed in Texas in 2005, John Ashford is considered a Bedford Texas Independent Insurance Agent, being able to offer Medicare supplements and Part D Prescription Drug plans from multiple Texas insurance carriers.

Cassandra Ashford grew up on a farm in Grapevine Texas with her family. She married her high school sweetheart in 2012 and had a beautiful daughter, Serenity, in 2014.