Medicare Supplements for Haslet Texas

Welcome! We Know Medicare is Confusing! Let Us Help! Ashford Insurance is an independent insurance agency specializing in the Medicare market. As an independent agency, we have the freedom to offer any Supplement or Medicare Prescription Drug product from any company. After reviewing all your doctors and prescriptions, we can give you a true and unbiased opinion.

There are many reasons why you should use an Ashford Insurance Agent to help you with your Medicare needs. Here are a few:

• We are independent agents. This means that we are not tied to any one insurance company. We can shop around for you to find the best possible plan, regardless of who offers it.
• We are experts in Medicare. We have been helping people with Medicare for over 17 years. We know the ins and outs of the program and can help you understand your options and choose the plan that’s right for you.
• We are committed to customer service. We are here to help you every step of the way. We will answer your questions, explain your options, and help you enroll in the plan that’s right for you.

If you are looking for help with Medicare, contact an Ashford Insurance Agent today. We will be happy to answer your questions and help you choose the best plan for your needs.

Here are some of the benefits of working with an Ashford Insurance Agent:

• Free, no-obligation consultations. We offer free, no-obligation consultations so that you can learn more about your Medicare options and choose the plan that’s right for you.
• Personalized service. We take the time to get to know you and your needs so that we can recommend the best plan for you.
• Competitive rates. We work with a variety of insurance companies to find you the best rates on Medicare plans.
• Convenient service. We offer a variety of ways to get in touch with us, including online, by phone, and in person.

If you’re ready to learn more about your Medicare options, contact an Ashford Insurance Agent today. We’ll be happy to help you choose the plan that’s right for you.

Ashford Insurance offers a selection of Haslet, TX Medicare Supplements from many top carriers. The Medicare Plan F is no longer available to those who are eligible for Medicare after January 1, 2020.

Depending on the Medicare supplement plan you choose, the plan may provide a benefit for (Benefits and cost vary depending on the plan you choose.):

• Part A coinsurance (and most plans provide a benefit for the Part A deductible)
• Some of the out-of-pocket costs are not paid by Part B (some plans also cover the Part B deductible)
• Cost of blood transfusions (first 3 pints)
• Cost of up to 365 extra hospital days after you’ve used up your Part A benefits
• Skilled nursing facility coinsurance or copayment
• Part A hospice/respite care coinsurance or copayment

You pay a monthly premium and some out-of-pocket costs.

Haslet Texas Medicare Supplements are standardized by the Federal Government. They are labeled A, B, C, D, F, G, K, L, M, and N. Each standardized Medigap policy must offer the same basic benefits no matter which insurance company sells it. Cost is usually the only difference between Medigap policies with the same letter sold by different insurance companies. Plan A pays the Medicare hospital and physician coinsurance, the first three pints of blood, and 365 days of hospitalization beyond Medicare. Plans B through N provide these benefits and add more benefits such as coverage for Medicare deductibles, excess charges and limited preventive care, and foreign travel. You can only have one Med Sup plan. No one should try to sell you an additional Medigap plan unless you decide you need to switch policies.

Open Enrollment for Texas Medicare Supplement Insurance is at age 65 for all consumers, including those already receiving Medicare due to disability. The Open Enrollment period is a six-month period, beginning when you are both age 65 or older and enrolled in Medicare Part B, companies must sell you any Medicare supplement plan they offer. After this limited open enrollment period, companies can choose whom they will cover and how much they will charge based on your health. If you have an individual or “bank group” insurance policy, becoming Medicare eligible does not require you to cancel it and purchase a Medicare supplement. Doing so may save premium costs but it is important to compare benefits before deciding which will work best.

If you are eligible for employer retirement insurance, review the plan carefully to understand what benefits are available and how it works with Medicare. Be aware that employer plans are not standardized and are not subject to the requirements governing standardized Medicare supplement policies. Also, it is important to remember, if you leave an employer plan you may not be able to go back on it.

Confused?  Many People Are. It can seem overwhelming when trying to plan your future coverage and sort through the many options, especially since the choices you make can have a significant effect on your health care and your financial well-being.

Whether an “all-in-one” Medicare Advantage plan or a standalone Part D plan suits you, Ashford Insurance can help. Get a quote for prescription drug plans online now at no cost to you. Or, let one of our licensed agents review your options and find the best drug insurance plan for your unique needs. Just give us a call today at 817-952-3153.