Ashford Insurance

Agents of Ashford Insurance

Meet the Ashford Insurance Licensed Medicare Insurance Professionals

Sonia Ashford

Sonia Ashford

Owner/ Agent

Sonia, “The Medicare Insurance Lady”,  has been helping folks eligible for Medicare in Texas with their Medicare Insurance now since 2005. Sonia is also licensed in Oklahoma. 

Sarah began working in the Texas healthcare industry in 2001, where she worked for many years with elderly Alzheimer’s and Dementia patients. 

Shanelle Reyes has been a Texas licensed insurance agent since 2008. Her specialty for several years was selling life insurance where she enjoyed helping families plan for their future.

 

Upon completing a tour in the US Air Force (1966-1970) and a career in the Railroad Industry as a Switchman, Brakeman, Conductor, Fireman, and Locomotive Engineer (1971-2006) I felt the desire to follow in my father’s footsteps and enter the Texas Medicare insurance industry.

Starting my professional life as a secondary teacher offered me the opportunity and experience to develop a knack for explaining things so others can understand. It is one thing to know the information but to be able to clearly relay it is quite another!

John Ashford

John Ashford

Agent / Manager

Originally licensed in Texas in 2005, John Ashford is considered a Bedford Texas Independent Insurance Agent, being able to offer Medicare supplements and Part D Prescription Drug plans from multiple Texas insurance carriers. 

Cassandra Ashford

Cassandra Ashford

Sonia's Assistant / Agent

Cassandra Ashford grew up on a farm in Grapevine Texas with her family. She married her high school sweetheart in 2012 and had a beautiful daughter, Serenity, in 2014.

 

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Agent

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Agents of Ashford Insurance

Why use Ashford Insurance:

  1. Knowledgeable and experienced agents: Ashford Insurance has a team of agents who are well-versed in all aspects of Medicare and its various plans. They have the knowledge and experience to guide clients through the selection process and help them make informed decisions.

  2. Wide range of insurance products: Ashford Insurance offers a broad range of insurance products, including Medicare supplements, Advantage plans, and Part D prescription drug plans, as well as dental, life, and disability coverage. This allows clients to find a plan that suits their specific healthcare needs and budget.

  3. Personalized service and support: The agents at Ashford Insurance provide personalized service and support to clients throughout the selection process and beyond. They work closely with clients to understand their needs and preferences and ensure they get the most out of their insurance benefits.

  4. Competitive pricing: Ashford Insurance offers competitive pricing on their insurance products, ensuring that clients get the coverage they need at a price they can afford.

Overall, using Ashford Insurance for Medicare insurance provides clients with access to knowledgeable agents, a wide range of insurance products, personalized service and support, and competitive pricing.

Need help? Call us for an appointment at (817) 952-3153

Ashford Insurance is an independent health insurance agency specializing in Texas Medicare insurance and has been helping seniors since 2005.  Ashford Insurance is here to help you understand Medicare and health insurance in simple, plain terms that anyone can grasp.  We specialize in assisting folks who are Medicare eligible to learn about the coverage options available through the Medicare Health Insurance Program. 

Our Products

Here is a partial list of the products offered by Ashford Insurance

Medigap Insurance

Medicare Supplements

Dual Medicare Plans

Got Medicare & Medicaid?

Chronic Needs

Special Need Plans

Prescriptions

Prescription Drug coverage

Dental Insurance

Dental Insurance Plans

Life Insurance

Life Insurance Plans

Funeral Insurance

Burial Insurance

Short Term Medical

Temporary Insurance Coverage

Health Insurance

ACA FFM Exchange

Notary Services

Notary Public

Recent Blog Articles

Helping Your Parents Enroll in Medicare Turning 65 is a big milestone! For many, it means starting Medicare. But understanding Medicare can be tricky. Some older adults need help with their choices. They might need support with deadlines or understanding costs. Others may need help signing up online or at a Social Security office. Automatic Medicare Enrollment Many people get Medicare Part A automatically when they turn 65. This often happens if they already get Social Security or Railroad Retirement Board benefits. If your parents are automatically enrolled, they'll get their Medicare card and welcome packet around their 65th birthday. What if your parents don't get these benefits? They won't be automatically enrolled. But there are still ways to help them sign up. The fastest way is usually through the Social Security Administration (SSA) website. Signing Up for Medicare Online Medicare has different parts. You can help your parents pick the parts that will help them most. Original Medicare includes two parts: Part A helps pay for hospital stays. Part B helps pay for doctor visits and outpatient care. If your parents choose Original Medicare, they can also add a Part D plan. This plan helps pay for prescription drugs they take at home. The SSA website guides you through signing up for Original Medicare online. Make sure to have your parent's Social Security card or number ready. You'll need it to enroll. Medicare Advantage (Part C) Plans Medicare Advantage plans combine the benefits of Original Medicare. They often include prescription drug coverage too. Many also offer extra benefits like fitness programs, vision, or dental care. Private insurance companies offer Medicare Advantage plans. This means plans can differ based on the company and where your parents live. If your parent is thinking about a Medicare Advantage plan, use Medicare's plan finder tool. This tool helps you look up plans in their area. Enrolling in Medicare by Phone or In Person Some people prefer to enroll in Medicare by phone or in person. You can go with your parents to a local SSA office. The SSA website has a tool to find the closest office. To enroll a parent by phone, call 800-772-1213. Tell them you want to register your parents for Medicare Part A, Part B, or both. When Can Parents Enroll in Medicare? There are a few different times when your parents can sign up for Medicare. It's important they enroll as soon as they can. This helps them avoid late enrollment penalties. Initial Enrollment Period (IEP) Medicare's IEP lasts for 7 months. This is when your parents can sign up right before they turn 65. The IEP starts 3 months before your parent's 65th birthday. It includes their birth month. It ends 3 months after their birthday. Signing up during this time helps ensure they get the best coverage. It also helps avoid late penalties. Medicare Advantage Open Enrollment Period (MA OEP) If your parents already have a Medicare Advantage plan, the MA OEP runs from January 1 to March 31 each year. During this time, they can: Switch from one Medicare Advantage plan to another. Switch from Medicare Advantage back to Original Medicare. Open Enrollment Period (OEP) Medicare's OEP is also called the Annual Enrollment Period (AEP). It runs from October 15 to December 7 every year. During the OEP, your parents can: Switch from Original Medicare to Medicare Advantage. Add or remove a Part D prescription drug plan. Switch from Medicare Advantage back to Original Medicare. Switch from one Medicare Advantage plan to another. Getting Medicare Enrollment Advice Do you and your parents need help choosing a Medicare plan? Or do you have general enrollment questions? You can contact the State Health Insurance Assistance Program (SHIP). SHIP helps with many Medicare topics. This includes premiums, coverage, and out-of-pocket costs. SHIP has in-person centers you can visit with your parents. You can also call SHIP at 877-839-2675. The SHIP office locator can help you find your nearest center. Key Takeaways for Medicare Enrollment Helping your parents with Medicare enrollment can feel like a big task. But breaking it down makes it easier. Remember these key points: If your parents don't get Medicare automatically, they can sign up online, by phone, or in person. For Medicare Advantage, use the Medicare website to compare plans in your area. Help your parents enroll as soon as they can to avoid late penalties. Understanding Medicare now can lead to peace of mind later. At Ashford Insurance, we're here to help you and your parents navigate these choices. Our team can answer your questions and help find the right plan for their needs. Call Ashford Insurance today to learn more and get personalized support.

Helping Your Parents Enroll in Medicare

Turning 65 is a big milestone! For many, it means starting Medicare. But understanding Medicare can be tricky. Some older adults need help with their choices. They might need support with deadlines or understanding costs. Others may need help signing up online or at a Social Security office.

Read More »
Navigating Medicare: Debunking 7 Common Myths

Navigating Medicare: Debunking 7 Common Myths

Turning 65 marks a significant milestone, and with it comes the eligibility for Medicare, a cornerstone of healthcare coverage in your retirement years. While perhaps not as anticipated as Social Security benefits, understanding Medicare is crucial for securing your future well-being.

Read More »