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Ashford Insurance

What are the Advantages of Medicare Advantage?

Picture of Sonia Ashford

Sonia Ashford

Sonia Ashford is the owner of Ashford Insurance, an independent health insurance agency specializing in Texas Medicare insurance.

Medicare Advantage plans offer a number of advantages over Original Medicare, including:
  • More comprehensive coverage. Medicare Advantage plans can offer coverage for additional services, such as vision, hearing, and dental care.
  • Lower out-of-pocket costs. Many Medicare Advantage plans have lower out-of-pocket costs than Original Medicare.
  • More flexibility. Medicare Advantage plans offer more flexibility in terms of choosing doctors and hospitals.
  • More convenience. Medicare Advantage plans can offer more convenience, such as one-stop shopping for all your healthcare needs.
  • Lower premiums. Medicare Advantage plans typically have lower premiums than Original Medicare with a Medicare Supplement.

However, there are also some disadvantages to Medicare Advantage plans, including:

  • More restrictions. Medicare Advantage plans may have more restrictions on which doctors and hospitals you can see.
  • Less choice. Medicare Advantage plans in rural areas typically have a smaller network of doctors and hospitals than Original Medicare.
  • Less flexibility. Medicare Advantage plans may be less flexible in terms of changing your coverage.

Ultimately, the decision of whether to choose a Medicare Advantage plan is a personal one. You should carefully consider your individual needs and preferences before deciding.

If you need assistance in deciding or enrolling contact Ashford Insurance at 817-952-3153.

 

Photo by Leeloo Thefirst

 

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Picture of Sonia Ashford

Sonia Ashford

Sonia Ashford, “The Medicare Insurance Lady”, has been helping Medicare eligibles in Texas with their Medicare Insurance since 2005.