Ashford Insurance

What are the Advantages of Medicare Advantage?

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Sonia Ashford

Sonia Ashford is the owner of Ashford Insurance, an independent health insurance agency specializing in Texas Medicare insurance.

Medicare Advantage plans offer a number of advantages over Original Medicare, including:
  • More comprehensive coverage. Medicare Advantage plans can offer coverage for additional services, such as vision, hearing, and dental care.
  • Lower out-of-pocket costs. Many Medicare Advantage plans have lower out-of-pocket costs than Original Medicare.
  • More flexibility. Medicare Advantage plans offer more flexibility in terms of choosing doctors and hospitals.
  • More convenience. Medicare Advantage plans can offer more convenience, such as one-stop shopping for all your healthcare needs.
  • Lower premiums. Medicare Advantage plans typically have lower premiums than Original Medicare with a Medicare Supplement.

However, there are also some disadvantages to Medicare Advantage plans, including:

  • More restrictions. Medicare Advantage plans may have more restrictions on which doctors and hospitals you can see.
  • Less choice. Medicare Advantage plans in rural areas typically have a smaller network of doctors and hospitals than Original Medicare.
  • Less flexibility. Medicare Advantage plans may be less flexible in terms of changing your coverage.

Ultimately, the decision of whether to choose a Medicare Advantage plan is a personal one. You should carefully consider your individual needs and preferences before deciding.

If you need assistance in deciding or enrolling contact Ashford Insurance at 817-952-3153.


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Picture of Sonia Ashford

Sonia Ashford

Sonia Ashford, “The Medicare Insurance Lady”, has been helping Medicare eligibles in Texas with their Medicare Insurance since 2005.