Grapevine Medicare Advantage
Medicare Advantage Made Easy
Grapevine Medicare Advantage
Medicare Advantage Plans (Part C) are private health plans that provide all or most of your Medicare Part A and Part B benefits. They may also include Medicare Part D prescription drug coverage. Medicare Advantage Plans are an alternative to Original Medicare.
Who needs a Medicare Advantage Plan?
There are many people who may benefit from a Medicare Advantage Plan. Some of the people who may need a Medicare Advantage Plan include:
- People who want a more comprehensive plan than Original Medicare
- People who want a plan with lower out-of-pocket costs
- People who want a plan that includes prescription drug coverage
- People who want a plan that offers additional benefits, such as dental or vision coverage
- People who want a plan that is easy to manage
If you are considering a Medicare Advantage Plan, it is important to compare plans and choose one that fits your needs and budget. You can use the Ashford Insurance website to learn more.
Differences between Medicare Advantage and Medicare Supplement
Medicare Advantage and Medicare Supplement are two distinct types of Medicare coverage. Medicare Advantage is a private health plan that provides all or most of your Medicare Part A and Part B benefits. It may also include Medicare Part D prescription drug coverage. Medicare Supplement, also known as Medigap, is a private insurance policy that helps pay for some of the out-of-pocket costs of Original Medicare, such as deductibles, copayments, and coinsurance.
Here is a table that summarizes the key differences between Medicare Advantage and Medicare Supplement:
|Feature||Medicare Advantage||Medicare Supplement|
|Type of Coverage||Private health plan||Private insurance policy|
|What it covers||All or most of your Medicare Part A and Part B benefits, plus some additional benefits, such as prescription drug coverage||Some of the out-of-pocket costs of Original Medicare, such as deductibles, copayments, and coinsurance|
|How you enroll||During the Annual Enrollment Period (AEP), the Medicare Open Enrollment Period (MOEP), or a Special Enrollment Period (SEP)||During the AEP, the MOEP, or a SEP|
|How much it costs||Varies depending on the plan you choose||Varies depending on the plan you choose|
|Where you get it||From an insurance company that has been approved by Medicare||From an insurance company that has been approved by Medicare|
Which type of coverage is right for you?
The best way to decide which type of coverage is right for you is to talk to your doctor and a Medicare insurance agent. They can help you understand your needs and choose the best plan for you.
Why use an Ashford Insurance Agent
Here are some reasons why you should consider using an Ashford insurance agent:
- They are experts in Medicare. Ashford insurance agents are experts in Medicare and can help you understand your options and choose the best plan for your needs.
- They are free to you. You do not have to pay any fees to use an Ashford insurance agent. The insurance companies pay them a commission.
- They can help you save money. Ashford insurance agents can help you find plans that fit your budget and save you money on your healthcare costs.
- They can help you with the paperwork. Ashford insurance agents can help you with the paperwork and enrollment process, so you can focus on your health.
- They are there for you after you enroll. Ashford insurance agents are there for you after you enroll to answer any questions you have and help you with any problems you may encounter.
If you are considering Medicare, I encourage you to contact an Ashford insurance agent today. They can help you understand your options and choose the best plan for your needs.
Need help? Call us for an appointment at (817) 952-3153
Ashford Insurance is an independent health insurance agency specializing in Texas Medicare insurance and has been helping seniors since 2005. Ashford Insurance is here to help you understand Medicare and health insurance in simple, plain terms that anyone can grasp. We specialize in assisting folks who are Medicare eligible to learn about the coverage options available through the Medicare Health Insurance Program.
Ashford Insurance Agents
Here is a partial list of the products offered by Ashford Insurance
* A licensed sales agent may call or e-mail as a result of completing the information to discuss Medicare Advantage, Prescription Drug Plans or Medicare Supplement Insurance.
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